Why are people choosing OneDegree?

Wency enrolled Boo with a Pawfect Care plan in May 2020. Boo then had an accident and the veterinary treatment costed $30,000. Wency was glad that she got the insurance as it covered most of the bill. With no insurance in place, it would take her more than two years to save HK$30,000 to pay Boo’s medical bill even if she could save HK$1,000 per month. But with Pawfect Care, she only pays around HK$2,000 per year for Boo’s plan – and just one year after enrollment it helped Wency pay most of Boo’s HK$30,000 medical bill. Wency found the pet insurance excellent value. 

#PetInsurance 

One of Natalie’s cats caught the cat flu, and eventually passed it to her other cat. She spent a lot of time taking them to see the vet. Thankfully her 2 cats are covered by Pawfect Care, so OneDegree helped pay for part of their vet expenses. Natalie was also happy with how easy it was to file claims, which meant she could focus on nursing her kitties back to health. 

#PetInsurance 

One of Kevin and Winnie’s 3 dogs, which sadly passed away recently, needed to visit the vet about once every 3 months. Over time, they ended up paying a lot in vet expenses. They now have pet insurance for their other 2 pups, which will help share the financial burden should they need it. Kevin and Winnie chose to go with OneDegree because its pet insurance plans do not have sublimits and reimburse up to 90%.

#PetInsurance

Chu Fa has a big appetite. One time, while we were having hotpot dinner, she gulped down a full pound of fatty beef and her tummy immediately became bloated. At the clinic, the vet gave her some medicine . Luckily she threw up everything and was fine afterwards.

Mi took out a Pawfect Care insurance policy for Chu Fa when she turned 4. Because Chu Fa is allergic to many kinds of food and has a habit of scratching herself excessively, when the vets prescribe medicine and shower lotion it would easily cost over $1,000. With Pawfect Care insurance, she no longer has to worry about Chu Fa’s medical bills.

Our cat suddenly began vomiting after we switched her to a new cat food. We even found live parasites in the vomit! The vet gave her a lot of medicine, which cost us a few thousand dollars. Luckily we had already bought insurance for our cat, so were able to claim back nearly 90% of the cost.”Moko’s cat Meow Meow has been sick and frail since birth. She would check in and out of the hospital nearly 20 times within one year. Within a year after taking out a Pawfect Care Plus policy, Moko had successfully claimed back over HK$10,000 in medical expenses.

Dor Dor, our eldest dog, was hurt in an accident and the surgery cost about HK$40,000. Since then we have become aware of the importance of pet insurance. If you add up our dog’s total medical expenses, they are almost enough to pay for the down payment on an apartment. And because of that, we have decided to take out Pawfect Care insurance for all of our six dogs.”

In the past, whenever her dogs get sick, Boni would first search for information online or seek help from fellow dog owners. Sometimes this may delay treatment and cause more problems. But since taking out pet insurance, Boni would go to the vets whenever the dogs fall ill. The expenses for her seven dogs at home can be huge, but since taking out the insurance, at least the medical bills are now much more affordable.