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OneDegree Home Insurance covers residential properties of all types, with up to HKD 15 million in third-party liability coverage, enabling you to enjoy greater protection with a limited premium

Up to HKD 15 million coverage

When an appliance develops a fault after warranty expires, OneDegree Home Insurance can come in and help share the cost. You are struggle-free from decision making now!

Best Home Appliances Warranty in town covering 14 major appliances

We understand homes under renovations are more susceptible to accidents. That’s why OneDegree’s Home Insurance covers unexpected losses and damages to home possessions caused by your contractor during renovation in your place.

Loss during renovation

Why homeowners choose OneDegree

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From now till 31 Dec 2025, OneDegree Policyholders can enjoy a 35% discount when enrolling for our Home Insurance with the referral code "MULTIHOME35"!

To express our gratitude and appreciation for your continuous support, you can enjoy a 35% discount on your OneDegree Home Insurance with the promo code "MULTIHOME35"!

Premium Rebate on Home Insurance

Input simple info to get an instant quote

1. Click the "Get Quote" button

2. Choose a Plan

3. Enter promo code【MULTIHOME35】

Your policy can be effective on the day of enrollment

4. Enrollment done!

Only valid before promotional period end, click “Get Quote” below to enroll: 

OneDegree Home Insurance Promotion

This promotion is valid from now until 31 Dec 2025 ("Promotion Period").

To enjoy discount (“Offer”) underwritten by OneDegree Hong Kong Limited (“OneDegree”) below
2.1 The 30% discount (“Offer”) on Pet Insurance;
2.2 The 30% discount (“Offer”) on InfiniCare Critical Illness Insurance (“InfiniCare”);
2.3 The 35% discount (“Offer”) on Home Insurance;
2.4 The 30% cash rebate on Fire Insurance (“Cash Rebate”);
2.5  The 30% discount and receive a HK$300 PARKnSHOP supermarket voucher (“Reward”) on Home Appliances Warranty Insurance (“Offer”).

The applicant must be an existing OneDegree policyholder who has at least one inforce OneDegree policy during the Promotion Period, and shall use the same Policyholder name and identify document as the inforce policy to apply for new policy, and enter “MULTIPET30 ” for Pet Insurance or “MULTICI30 ” for Critical Illness Insurance or “MULTIFIRE30 ” for Fire Insurance or “MULTIHOME35” for Home Insurance or “MULTIWAR30” for Home Appliances Warranty Insurance as the promo code and complete policy purchase using the designated button above within the Promotion Period. Any failure in doing so will result in loss if discount and no refunds shall be arranged afterwards.

OneDegree reserves the right to claw back the Offer or Cash Rebate on a pro-rata basis if the Policyholder does not hold an existing OneDegree policy, terminates one or more policies during the first policy year such that the Policyholder only holds one OneDegree policy at any given time during that year, or uses a different name to purchase the additional policy.

The Cash Rebate will be credited to an eligible customer’s credit card account within 4 months of the policy issue date provided that the policy is still effective on such date.  

If the policyholder cancels the policy during the first policy year, OneDegree reserves the right to deduct the Cash Rebate and the Reward from any premium refund.

The Offer is not applicable to existing policyholder of InfiniCare Critical Illness Insurance purchasing a new InfiniCare Critical Illness Insurance policy. 

The Offer or Cash Rebate is only applicable to premiums for the first year of a policy.

The Offer or Cash Rebate cannot be used in conjunction with any other promotional offer (Except for system automatic offer).

For details of coverage, terms, conditions, and exclusions of insurance policies, refer to the related policy wordings.

OneDegree may terminate this promotion without notice. All matters or disputes in relation to the promotion and the interpretation of these terms and conditions shall be subject to the decision of OneDegree, which shall be final and binding. 

In case of any discrepancy between the English and Chinese versions, the English version shall prevail.

Home Insurance Special Promo