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Does home insurance include coverage by a fire insurance?

Last updated on: January 14, 2025

Home insurance does not cover items that are covered by fire insurance. While home insurance primarily covers household contents, fire insurance protects the building structure, including original doors and windows, walls, floors, and plumbing. OneDegree Home Insurance offers optional building structure coverage that covers the expenses incurred from repairing or reinstating the building to its original condition due to specified incidents.

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